1. Who we are
Folviro is an independent personal-finance software product operated by Mucahid Yazar in Türkiye. For privacy questions or requests, contact [email protected].
2. Data we process
Local use
You can use Folviro without an account. Accounts, transactions, budgets, debts, plans, imported statement data, preferences, and backups are stored locally on your device unless you deliberately enable a cloud feature.
Account and sign-in
If you create an account, we process your email address, optional display name, authentication records, session identifiers, and security logs. If you use Google Sign-In, Google provides a stable account identifier, verified email address, and basic profile name. We do not request access to Google Drive, Gmail, contacts, or calendars.
Cloud and family features
When you explicitly enable cloud sync, the financial records and preferences in that signed-in account space are transmitted to Folviro’s cloud database. Guest records are not uploaded automatically. If you join a Family space, only accounts deliberately shared by their owner and the related activity required for collaboration are visible to authorized family members.
Billing
Paddle acts as merchant of record for plans bought on the website. We receive customer, transaction, subscription, plan, status, and billing-period identifiers needed to provide access and support. Paddle processes card and payment details; Folviro does not store full card numbers.
Plans bought in the iOS or Android app are sold by Apple (App Store) or Google (Google Play), which process the payment. RevenueCat manages these subscriptions for us: the app identifies you to RevenueCat by your Folviro account identifier, and we receive the product, plan, store, status, renewal, and period information needed to provide access. We do not receive your payment card details.
Mobile apps
The iOS and Android apps keep your records on the device in the same local-first way as the website. Statement PDFs you import are read on the device and are not uploaded. Payment reminders are scheduled as local notifications on your device; no push service or server is involved. The apps do not include advertising or third-party analytics.
Diagnostics and analytics
Essential server logs may contain request time, route, coarse technical error information, and security-rate-limit records. They do not intentionally include financial record bodies, sign-in tokens, or payment credentials. Optional Google Analytics runs only after consent where the consent banner is shown.
3. Why we use data
We process data to provide local and cloud functionality, authenticate users, synchronize authorized records, deliver family sharing, manage subscriptions, prevent abuse, send requested service emails, answer support requests, and meet legal obligations. Depending on your location, our legal bases may include performance of a contract, your consent, legitimate interests in security and service reliability, and compliance with law.
4. Service providers
We use carefully selected processors only for defined purposes: hosting and database providers for the service, Resend for transactional email, Google for optional sign-in and consent-based analytics, Paddle for checkout, tax, invoicing, and subscription administration on the website, Apple and Google for purchases in the mobile apps, RevenueCat for managing mobile app subscriptions, and OpenAI only when you separately request an AI feature and approve the data shown in that feature’s consent flow. Providers may process data in other countries using their applicable transfer safeguards.
5. Retention and deletion
Local data remains until you clear it or remove it from your device. Cloud records remain while your account is active and for a limited period needed for backup, security, dispute, and legal obligations. Billing and tax records may be retained by Paddle, Apple, or Google as required by law.
To delete your Folviro account, open Settings → Account & plan → Delete cloud account in the iOS or Android app, or Settings → Your account on the website, and confirm with your account email. If you cannot sign in, email [email protected] from the address on the account. Deletion removes the account and its cloud records (synced accounts and transactions, families you own, shares you granted, invitations and sessions) and immediately cancels a website (Paddle) subscription; independently required billing records may remain with the payment provider. An App Store or Google Play subscription is not canceled by account deletion; cancel it in the store. Local device data is not removed by cloud-account deletion unless you choose to remove it in the app.
6. Your choices and rights
You may use the core app without an account, pause cloud sync, keep selected accounts local-only, export backups, withdraw optional analytics consent, disconnect by signing out, and request access, correction, deletion, restriction, objection, or portability where applicable. You may also complain to your local data-protection authority.
7. Security and children
We use HTTPS, HttpOnly session cookies, limited-purpose access controls, signature-verified billing webhooks, and server-side authorization. No system is risk-free, so keep your device and exported backups secure. Folviro is not directed to children under 16, and paid plans must be purchased by an adult able to enter a contract.
8. Cookies and changes
Essential cookies support sign-in, security, and checkout. Optional analytics cookies are controlled through the consent banner. We may update this policy as the service changes; material updates will be dated here and, when appropriate, announced in the product.